Insurance comparison site for recreation
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We partner with top insurance providers to secure the perfect coverage tailored to your needs.
Why trust Happy Camper?
Smart tools
Our proprietary technology makes it easy to compare personalized quotes and policies from top-rated insurers side by side.
Human support
Our team of licensed experts is here to answer questions, handle paperwork, and help you make decisions with confidence.
Fully independent
We work for you — not for the insurance companies. From exploring coverage options to making policy adjustments as your life changes, we’re your advocate at every step.
Security you can trust
Your security is our priority. We useindustry-leading security practices to help keep your information safe.
Join our vast community of happy campers
Happy Campers Insurance is definitely the best agent to have on your side.
If your needing insurance you came to the right place , my information was taken and they got on it , 30 minutes later I got a amazing quote and at a amazing price so I am a member of happy camper insurance.Thanks Happy Camper Insurance & thank you Lenze 😊
Mary was the fastest to reply to our inquiry out of three insurance companies we investigated. She was friendly, she was fast, very knowledgeable, and helped us with each and every line item we wanted for our RV insurance needs. Hands-down Mary was the best agent we could’ve asked for!Kevin & Vicki -Bend, Oregon
Great prices on my two vehicles, Mary is a friendly timely and helpful professional.
Lynze was very professional, nice, explained things well, a very good experience.Thank-you,Lynze
Even though I am not really a camping guy ..I am “savings money guy”. Saved me over 700 bucks on just my home owners Easy process !
Working with HCI to find a lower rate on my auto insurance was a breeze! Super friendly staff and and the process was so quick. Not to mention nice to save some money every month! Highly recommend!
I don’t have the best of driving records to say the least and I did find that to be an I sue with getting an affordable policy for my motorcycle. I let Lynze know this and she and her associates did not stop till they found a quote I could afford. Super easy to work with and actually there too help. Can not be anymore thankful for Lynze and the rest of the people there truly would highly recommend their services to anyone looking for a hassle free and pleasing insurance experience !
We recently purchased RV insurance through Happy Camper Insurance and are very pleased with the ease of purchase as well as the rates. In addition, the friendly, professional and knowledgeable assistance by Ms. Gabrielle Butler was outstanding!
My new insurance bundle with Happy Camper is great! HCI shopping for me to get the best rates was fast, easy and great for my wallet. Save Money...Be Happy for sure!
Jaxon is the absolute best! He worked with me to figure out a policy for my bus self-converted to camper. I must have gone through over 50 different companies and no one could help me - then I found Happy Camper and in no time I was set. This had been one of the most stressful parts of my bus life adventure before I found Happy Camper - I just wish it had been sooner!
Very prompt service! Gabrielle was very helpful in finding me the best quote.Highly recommend!
Though I can't say how efficient and timely they are processing a claim( and hope I don't find out). Competitive pricing, fast responses. Took care and did what I needed in very timely manner.thanks Gabriel
Gabrielle provided great, friendly and rapid service. I would highly and happily recommend Happy Camper.
I received a quote for my RV insurance super quick. The coverage is great and affordable!
Frequently asked questions
How is Happy Camper different from other insurance sites?
Happy Camper is an insurance marketplace, not an insurance company. (That means we sell policies, we don’t underwrite them.) There’s no shortage of companies out there offering fast or easy insurance coverage, but we think a marketplace is the best way to compare them all — and Happy Camper combines that marketplace experience with online tools, an expansive educational library, and guidance from real, licensed humans to help you get covered with confidence.
How does Happy Camper make money?
We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy. Our compensation on any particular purchase may vary depending on a number of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer, but we don’t push for or give preference to any one insurer over another because of the commission. We’re here to fight for you, not for ourselves. (Want to know what commission we’d earn on a specific insurance policy you see in our marketplace? Just ask!)
Is Happy Camper licensed?
Yes! All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.
Is Happy Camper a corporate affiliate of any insurance company?
No. We’re an independent insurance broker, which means that we’re not owned by an insurance company, nor do we own one. Instead, we sell insurance policies from multiple insurers without bias or favor toward any of them. It’s important to us that we help you find the right insurance policy for your needs — not which company you buy it from.
Is it cheaper to buy insurance through Happy Camper?
Insurance rates are regulated by law, which means that no company, broker, or agent can offer you a discount on a policy. That doesn’t mean you can’t find ways to save money, though! Each insurer calculates risk differently, and they all strive to offer policies at competitive prices. That’s why Happy Camper helps you compare quotes from multiple companies in one place: to make it easy to spot potential savings.